If you want Basic/Premium, but you don't have a creditcard, we now offer one-time payments via several PayPal payment options.
Just click on the "Get Premium" button on our upgrade page (make sure to sign in first!) and select "One Time". You have three packages to choose from:
You have to pay in advance and your membership will end automatically after the package period expires. You can then buy a new one if you like our premium features.